Exercise: Learn To Love (Or At Least Like) It
You know you need to do it, but there are always a million excuses not to. In this podcast, we give you the science behind getting up and moving, making exercise a habit that sticks and getting the most from your workout.
Episodes
This 22-Minute Workout Has Everything You Need
If you've got 22 minutes, you can get an effective total-body workout. Supreme Court Justice Ruth Bader Ginsberg's personal trainer, Bryant Johnson, walks us through an interval session and explains why it's so effective.
24/12/19•19m 9s
Special Announcement From Life Kit
Life Kit is excited to bring you more episodes but we're making some changes to how we organize things. Starting in the new year, this three-part guide will disappear, but all of the episodes will still be available — they are just moving to our main Life Kit feed. Search your podcast app for Life Kit from NPR and subscribe so you never miss an episode.
25/11/19•1m 29s
Where The Gender Pay Gap Is Widest
A report from Glassdoor reveals which industries have the starkest gender pay gaps.
29/04/19•9m 36s
Special Announcement From Life Kit
Based on your feedback, we've created new ways to listen to Life Kit. If you never want to miss an episode, subscribe to Life Kit: All Guides. We also divided our guides by subject — health, money and parenting - and more to come in the future — so you can subscribe to only the topics you want to learn about.
29/04/19•47s
Why Superman Doesn't Take Over The World
Superman could easily take over the world. But there are some good economic reasons why he doesn't.
26/04/19•10m 0s
Is Everything Awesome In The Economy?
The first few months of 2019 looked troubling. But now we seem to be on the upswing.
24/04/19•9m 59s
What Happened To U.S. Workers?
The share of people ages 25 to 54 in the labor force has fallen in the past couple of decades. What happened? Listen to an excerpt from our live event with the Financial Times Alphachat.
23/04/19•9m 57s
The Traffic Tariff
New York will soon charge drivers to enter the most crowded parts of the city. Congestion pricing: Does it work? Who's doing it? And is it coming to a city near you?
22/04/19•9m 41s
A Brief History of Income Taxes
Taxes have been around forever. But the income tax? In the U.S., it's relatively recent.
18/04/19•9m 55s
Why Do Introverts Get Paid Less?
There's a gap in career earnings between introverts and extroverts.
17/04/19•9m 26s
Why Do We Still Use QWERTY Keyboards?
The story behind the first six keyboard letters are driven by economics.
16/04/19•9m 57s
The Cost Of Measles
The cost of a measles outbreak - to individuals, families, communities, and the country - is high.
15/04/19•8m 42s
Solving Problems Caused By International Trade
Free trade may solve problems for businesses transacting across borders, but it can make life painful for their workers.
12/04/19•9m 41s
How Trade Helps Explain Inequality
Trade makes for peaceful relationships between nations, but gains for consumers and workers aren't spread evenly.
11/04/19•8m 59s
The Maple Syrup Cartel
Prices for most agricultural products change with supply and demand. Not maple syrup.
10/04/19•9m 50s
Trade War With Cheese: Trump's New EU Tariffs
A new round of U.S. tariffs could hit European wine, cheese, aircraft, and escargots.
09/04/19•9m 1s
How To Measure Happiness
The U.S. is one of the world's largest economies, but it lags when it comes to happiness: the World Happiness Report ranks America number 19.
08/04/19•9m 53s
Jobs Friday: Chillaxing Edition
Happy Jobs Friday! The economy is still adding jobs, unemployment remains low, and wage growth is fine. It's all good...right?
05/04/19•8m 57s
The China Corruption Crackdown: Sincere Or Cynical?
A recent paper examines the motivations behind Xi Jinping's corruption crackdown and arrives at a surprising answer.
04/04/19•8m 13s
The 20-Year Quest To Save Nutella
Global demand for hazelnuts is growing, thanks to the popularity of products like Nutella. So it should be a great time to be in the hazelnut business... but there's one big problem.
03/04/19•9m 35s
What Sex Work Reveals About Risk
Allison Schrager is an economist and journalist who visited a number of brothels to examine how we understand and deal with risk.
02/04/19•9m 42s
A Crisis Of Consumer Confidence?
The Conference Board's Consumer Confidence Index is one of the indicators retailers, policy-makers and manufacturers use to gauge the health of the economy. But what is the index, exactly?
01/04/19•9m 45s
An Indicator In The Hand
On the one hand, you could say the economy's looking rocky; on the other hand you could argue it's in good health. We lay out both sides.
29/03/19•9m 20s
Dry Cleaners, Housing, The Stock Market And Rip It
Today, answers to your questions on dry cleaner pricing, and the comparative investment virtues of the housing and stock markets.
28/03/19•9m 51s
An Economist in Caracas: Day In The Life
Gabriela Saade is a 27-year-old economist in Caracas, Venezuela. Yesterday, she walked us through Venezuela's staggering numbers. Today, we walk a mile in her shoes.
27/03/19•9m 53s
Venezuela By The Numbers
The crisis in Venezuela continues to deepen, with nationwide blackouts hitting the country again this week. Today, we talk to a Caracas-based economist about what's happening in her country.
26/03/19•9m 59s
Spotify's Long, Winding Road To India
Spotify recently launched in India, but that path was long and complicated. We take the experience of Spotify and use it as a lens to look at why breaking into India is so difficult.
25/03/19•9m 17s
Are Neighbors Overrated? (And Other Questions)
The latest edition of "Overrated, Underrated" with economist Tyler Cowen.
22/03/19•7m 24s
Lyft Going Public: The Dual-Class Share Dilemma
All shares of stock are not created equal. Stock can come in different classes now: Class A, Class B. Some of this stock comes with superpowers... and some of it comes with almost no power at all.
21/03/19•9m 51s
Why Are Venezuelans Starving?
Venezuelans are starving because there isn't enough food. But the country has so much fertile land, water, and sunshine — shouldn't it be a farmer's paradise?
20/03/19•9m 44s
Coffee? Thank U, Next
Your average cup of coffee is getting more expensive — but the price for coffee beans is going down. How can that be?
19/03/19•9m 59s
The Cost Of Student Debt
Should you take out a student loan? Jill Schlesinger, author of "The Dumb Things Smart People Do With Their Money," does the math.
18/03/19•9m 58s
Buying A College Degree: Did Aunt Becky Overpay?
The scandal that dominated the news this week involved parents paying hundreds of thousands of dollars to get their kids into the right college. But what is a college degree really worth?
15/03/19•9m 43s
Saying 'I Do' To Lab-Grown Diamonds
A lot of money is pouring into the global diamond industry, but demand for diamonds has been less than lustrous of late. But, at the same time, money has been pouring into the industry. Why? We have on our hands – a four carat mystery.
14/03/19•9m 57s
The Economy Inside Your Head
Economics looks at how we make decisions in a world of scarce resources. What happens when the scarce resource is our attention?
13/03/19•9m 49s
A Tale Of Two Dollar Stores
Dollar stores thrived during the economic downturn--opening thousands of locations across the country. They were recession-proof...but are they recovery-proof?
12/03/19•9m 58s
March Madness: Britain Leaving The EU
Leaving the EU is unprecedented, but leaving a large trading bloc is not.
11/03/19•9m 54s
Gender Segregation In The Workplace
The most common jobs for men and the most common jobs for women tend to be different — and this separation has big effects for everyone.
08/03/19•9m 43s
Inequality In America
Technology is bringing us closer together, but it's also making the world a more unequal place.
07/03/19•9m 41s
Tampons: That Bloody Sales Tax
Most states in the U.S. have a sales tax on menstrual products. Some states have repealed this so-called Tampon Tax, on the grounds that it's unfair to women. But the repeals come at a cost.
06/03/19•9m 18s
Trade War And Peace
Trade negotiators from China and the U.S. seem to be closing in on a deal. But it's not clear what the terms will be.
05/03/19•9m 5s
5 Misconceptions About The Chinese Economy
Five things that a lot of people get wrong about the world's second largest economy - and what robots and zombies have to do with it.
04/03/19•9m 59s
How To Listen To More From Life Kit
Take advantage of Life Kit's other useful guides to help you get it together. Also, please take our survey! It's at npr.org/lifekitsurvey. It'll help make the show even better.
01/03/19•1m 38s
Dancing On The Debt Ceiling
Tomorrow is the day the U.S. hits its debt limit. What happens if Congress doesn't raise the debt ceiling?
28/02/19•9m 59s
More Debt, Less Problems
Americans have more consumer debt, and they're also in better financial health. How can that be?
27/02/19•9m 25s
TV Vs. Video Games: Who's Winning?
Both video games and television have radically improved in the past two decades. Have they also changed the way Americans spend their time?
26/02/19•9m 51s
Payday Loans And Debt Traps
Earlier this month, the Consumer Financial Protection Bureau announced payday regulations would be delayed. We look at the business of payday loans, and what it's like to get into a debt cycle with payday lenders.
25/02/19•9m 59s
Unsung Economists #1: Sadie Alexander
Sadie Alexander was the first African-American to earn a PhD in economics. We think her contributions deserve another look.
22/02/19•9m 59s
Investing: Wait For It...?
Personal finance specialist, author and former trader Jill Schlesinger explains market timing--that is, trying to figure out when to buy and sell stock--and why it's a fool's errand.
21/02/19•9m 53s
Why Americans Can't Quit Tipping
Tipping is ingrained in America's retail culture. And there's not much we can do to stop that.
20/02/19•9m 14s
The Super Bowl: Key Housing Indicator
Redfin CEO Glenn Kelman told us last year that Super Bowl weekend is one of the most accurate indicators of the health of the housing market for the year ahead. Well, the Patriots won - what happened with housing?
19/02/19•8m 25s
What Does "National Emergency" Actually Mean?
President Trump asked Congress for funds to build an extension of the wall on the border with Mexico. Congress refused, so Trump declared a national emergency. But what does that mean?
15/02/19•9m 51s
Your Questions, Answered ❤️
Today we answer listener questions about age discrimination; how work hours are counted; and whether the economy is running out of people to take jobs.
14/02/19•9m 57s
The Strike That Changed U.S. Labor
The 1937 union agreement between GM and the United Auto Workers union ushered in a period of strength for organized labor. Today, labor is nowhere near as powerful as it used to be. What happened?
13/02/19•7m 54s
Fortnite Vs. Backpack Kid: Dance Battle Royale
An Instagram celebrity and a video game company are battling over who gets to own a dance move once it goes viral.
12/02/19•9m 54s
How Violence Limits Economic Activity
Economist Lisa Cook examined how race riots, lynchings, and segregation at the turn of the 20th century reduced the number of patents filed by African-Americans.
11/02/19•9m 51s
Small Town Boom
Small towns in rural areas across America are seeing a regeneration to advance technology, jobs and economic prospects.
08/02/19•9m 55s
The Disease Detectives
The dedicated officers of the epidemic intelligence service are foot soldiers in a relentless battle against infectious disease.
07/02/19•9m 58s
India's Poverty Paradox
India's government has proposed a plan to pay some of the country's poorest farmers a guaranteed income. What would this mean for the country's economy?
06/02/19•8m 7s
The Fed's Sweet Spot For Interest Rates
Federal Reserve Chair Jerome Powell says inflation isn't a problem right now, and that the short term interest rate, at 2.5 percent, is right where it should be.
05/02/19•9m 49s
Cold-o-nomics
Parts of America are in the grip of a cold snap. Others are being drenched by rain. How do we measure the cost of extreme weather conditions? We called a scientist to find out. It turns out storms are getting more and more expensive.
04/02/19•8m 23s
The Jobs Friday 5
Jobs: Is the economy creating enough of them? Are they paying more than they used to? Do people have the jobs they want? All this and more.
01/02/19•7m 55s
Lights Out For PG&E?
How the once fairly-stable business of public utilities is changing.
31/01/19•9m 45s
How To Price A Government Shutdown
The Congressional Budget Office estimated the economic impact of the longest shutdown in history.
30/01/19•9m 37s
A Bond Is Born
How the invention of the government bond saved a bunch of mid-level politicians from certain death and became one of the most important pieces of financial technology the world has ever seen.
29/01/19•8m 19s
Globalization At Davos: What Happened?
The annual meeting of the World Economic Forum in Davos, Switzerland is supposedly an unabashed celebration of globalization. Not this year.
28/01/19•9m 42s
The End Of The Shutdown?
The shutdown is over... for now. Today on the Indicator, we talk to one of the 800,000 formerly-furloughed federal employees about his experience of the shutdown.
25/01/19•7m 33s
HAIL To College Access
An economics experiment that streamlines the application and financial aid process for low-income students.
24/01/19•9m 55s
When Tariffs Hit Home
How the trade war with China is playing out on one peanut farm in Georgia.
23/01/19•9m 29s
Shooting Bambi To Save Mother Nature
The number of hunters in the U.S. is falling, which is bad news for wildlife conservation.
22/01/19•9m 58s
What Keeps Economists Up At Night? And Other Stuff
We armed The Indicator's producers with your questions, and they unleashed them on a roomful of economists at the annual meeting of the American Economic Association.
18/01/19•9m 56s
R.I.P. Jack Bogle, Democratizer Of Investing
John Clifton "Jack" Bogle, founder of the Vanguard Group, passed away yesterday at the age of 89. Today we look back at his life and career.
17/01/19•9m 53s
The Extremely Cautious Case For Extremely Mild Optimism
Interest rates are higher, global growth is slowing, and the government is at an impasse. But there are also reasons for near-term optimism about the U.S. economy.
16/01/19•9m 56s
Working Women: Why The U.S. Is Behind
When it came to the female labor force participation rate, America used to lead the world. But we've fallen behind. Today on the show: what happened?
15/01/19•9m 46s
10,000 Economists Walk Into A Bar
Which economic indicators do we pay too much attention to? Not enough? It's Overrated/Underrated: Economic Indicator edition
14/01/19•9m 45s
Shutdown Economics
The U.S. partial government shutdown is on track to be the longest in history. Whatever its political consequences, the economic costs to the private sector will increase the longer it lasts.
11/01/19•9m 57s
U.S.-China Trade: Where Are We Now?
Today on The Indicator: an update on the trade spat between China and the U.S.
10/01/19•9m 46s
Are We Ready For A Recession?
Some signals on the economic dashboard are warning we could be heading for a downturn within a couple of years. Are we ready to fight off a recession?
09/01/19•9m 59s
Don't Fear The Fear Index
2018 was one of the most volatile stock market years on record. And the market continues volatile today. But that's not necessarily a bad thing.
08/01/19•9m 45s
Jobs, Inflation And The Phillips Curve
The Fed chair and his two predecessors speak at a big conference about Friday's stellar jobs report, and why, despite what the Phillips Curve might predict, they're not too worried about inflation
07/01/19•9m 54s
Economists On Screen, Episode 4: Stockholm
The miniseries Stockholm tells the story of a group of friends, one of whom is a frontrunner for the Nobel Prize in economics. But there's a problem: he's dead.
04/01/19•10m 0s
Economists On Screen, Episode 3: Aaron Sorkin
Shows developed by Aaron Sorkin included a lot of economics. We look at free trade in The West Wing, and Glass-Steagall in The Newsroom.
03/01/19•9m 59s
Economists On Screen, Episode 2: Jack Ryan, CIA Economist
In Tom Clancy's Jack Ryan, the lead character is an economist in the CIA, tracking down terrorists by following their money.
02/01/19•9m 49s
Economists On Screen, Episode 1: Crazy Rich Asians
Explaining the game theory in the plot of the movie Crazy Rich Asians.
31/12/18•9m 53s
Indicators Of The Year: #MeToo
The #MeToo movement transformed the experience of women in the workplace. The strong job market helped some women feel secure enough to come forward... but for others, it still doesn't feel safe to speak up.
28/12/18•9m 15s
Indicators Of The Year: Opioids
The opioid problem has reached into all parts of American life, including the workplace. But the workplace could be key in addressing the problem.
27/12/18•9m 54s
Indicators Of The Year: Housing
2018 was a rough year for the housing market. We take a look at what happened.
26/12/18•9m 59s
Indicators Of The Year: Immigration
Applications for H-1B work visas fell 16 percent in 2018 from 2017. Does that mean the U.S. could lose its edge in attracting global talent?
24/12/18•9m 17s
Friends Of The Indicator, Pt 2
Our pals Josh Barro of New York Magazine and Jennifer Doleac from Texas A&M tell us what they're keeping an eye on in 2019.
21/12/18•9m 57s
Friends Of The Indicator, Pt 1
What are the best indicators for 2019? Some of our best friends tell us what they'll be watching.
20/12/18•9m 55s
You've Got Mail!
Depression severity, Australia's housing market and the minimum wage. You asked: here are some answers.
19/12/18•9m 59s
The Crypto Crash
Cryptocurrency had a rough 2018. The big cryptos lost about 80% of their value. So what happened? Is crypto poised for a comeback or are we talking tulips?
18/12/18•9m 3s
Lowlights Of The Year
We commemorate some of the darkest and funniest business and economic blackspots of the year.
17/12/18•9m 29s
How To Make Exercise A Habit That Sticks
Falling off the exercise wagon more than you'd like? These strategies, based on economics and the science of habit formation, can help. Plus, you get to binge-watch TV.
15/12/18•16m 50s
Get Started Exercising
Just thinking differently about moving your body can help make all those excuses disappear — and we have the science to back it up.
15/12/18•16m 1s
Economics Of A Border Wall
President Donald Trump has made building a border wall between the U.S. and Mexico one of his signature issues. Today, the Indicator looks at the economics of a border wall.
14/12/18•9m 28s
Introduction: Learn To Love (Or At Least Like) Exercise
A lot of us love to hate exercise. In these episodes, we talk to the experts about how to think differently about exercise so that it fits right into your life, for good.
14/12/18•1m 27s
Why Are There So Many Mattress Stores?
There are so many mattress stores in the America, and they always seem to be empty. So how can they afford the real estate? And how do they stay in business?
13/12/18•9m 57s
Economic Insecurity
The U.S. economy looks in fine shape — for now — but even a lot of Americans with jobs still struggle financially. Here are three Indicators to monitor economic insecurity in the U.S.
12/12/18•7m 59s
Citi Bike's Better Angels
How one bike-sharing company used behavioral economics to solve one of its most vexing problems.
11/12/18•9m 47s
Unto The Brexit
UK Prime Minister Theresa May's plan to exit the European Union has hit a wall. What happens now?
10/12/18•9m 41s
More Jobs, Less Pay
In honor of jobs day, we look at the jobs that used to be high-paying, that are now low-paying. What happened to these jobs? And what can it tell us about the U.S. economy?
07/12/18•9m 41s
The Fed's Mistake?
For years after the Great Recession, the Federal Reserve kept short term interest rates near zero percent. It began raising rates in 2015 — but did it jump the gun.
06/12/18•9m 39s
Paris Is Burning
What the yellow vest protests in Paris tell us about economic reform in France and the parallels with politics in the U.S.
05/12/18•9m 43s
Behind The Curve
When the yield curve inverts, people worry that it's a sign we're headed for recession. But its predictive reliability also depends on the way it inverts.
04/12/18•9m 54s
Trade War And Peace
China and the U.S. have been locked in a trade war for most of 2018, but peace may be on the horizon.... at least a partial peace.
03/12/18•9m 40s
The Voyages Of The Starship Indicator
NASA has been taking a more hands-off approach to extra-planetary exploration. What will that mean for the economics of space?
30/11/18•9m 40s
Do Sanctions Work?
Sanctions have become an increasingly common foreign policy tool for the U.S. How effective are they?
28/11/18•9m 22s
College Side Hustle
Colleges and universities are finding creative ways to make money.
27/11/18•9m 47s
Bonds, Rating Agencies And Chocolate
Marilyn Cohen talks bonds, rating agencies and the yield curve, in overrated, underrated.
26/11/18•8m 56s
See Stocks Run
The stock market has been on a wild ride lately. Today, the Indicator looks at what's going on and whether we should worry for the economy.
23/11/18•9m 58s
The Price Of Your Turkey Dinner
We talk turkey with the American Farm Bureau about changes in the price of Thanksgiving Dinner.
21/11/18•9m 2s
The Ins & Outs Of The Minimum Wage
The minimum wage is a contentious issue. Some claim it's a job killer. But what does the research show?
20/11/18•9m 55s
Recession Indicators, Pt 2
Wondering whether we're poised to tip into a recession? The jobs market may point the way.
19/11/18•8m 5s
Recession Indicators, Pt 1
Are we heading into a recession? The Conference Board's Leading Indicator has ten ways to tell.
16/11/18•9m 49s
The Lucky Country
Australia hasn't had a recession in 27 years. Good policy? Or just good luck?
15/11/18•9m 22s
Oil Up, Oil Down
The decline in the oil price since the end of October has been stunning in its depth and speed, and follows more than a year of climbing. What changed?
14/11/18•8m 25s
The Problem With The Pink Tax
Women pay more than men for many consumer products. Today on the show: Why some economists still think that's a good thing.
13/11/18•9m 58s
Recession Suppression Needs Policy Aggression
The next global economic downturn could be even harder to reverse than the last one.
12/11/18•9m 59s
The 401(k) Turns 40
The 401(k) retirement plan turned 40 this week! Today on the show, we chronicle the rise of the 401(k), the fall of the pension, and talk to the man who started it all.
09/11/18•9m 41s
All Aboard The Bankmobile!
How one bank gave a whole new meaning to the term "mobile banking"
08/11/18•9m 9s
Your Lifetime Value Score
You may not know it, but companies are silently scoring you... and using that score to figure out how to treat you.
07/11/18•9m 13s
Stacey And Cardiff Answer To The People
We answer questions from our listeners and issue a couple of mea culpas.
06/11/18•9m 53s
Ode On A Grecian Tax
Taxes get a bad reputation, but they were central to the formation of representative government, says financial historian William N. Goetzmann.
05/11/18•9m 43s
How Companies Cope (With A Tight Labor Market)
Wage growth has (finally) been accelerating, but what else are companies doing to bid for workers?
02/11/18•9m 40s
Why Ecuador Uses The Dollar?
One of our youngest listeners asked us why Ecuador changed its currency to U.S. dollars, so we found out!
01/11/18•9m 53s
Paranormal Profits
Horror movies are good business. Scary good. They are more likely to be profitable than any other kind of movie. Today on the show, we look at why.
31/10/18•9m 25s
The Best Day For Payday
Weekly, biweekly, or every month — which payday makes the most sense?
30/10/18•9m 1s
Judgement Bonds
Municipalities are increasingly going to the bond market to pay their court settlement costs.
29/10/18•10m 0s
Lotteries And Happiness
We assume that winning the lottery will make us happier. In some ways it does, in others — not so much.
26/10/18•9m 54s
Difficulty With The Deficit
The deficit normally shrinks when the economy is strengthening, but not now.
25/10/18•9m 59s
The Rise of the Machines
In just six years, robots could achieve parity with humans in the workplace, with machines working the same number of hours as people.
24/10/18•9m 59s
Of Wages And Warehouses
Warehouse jobs are growing even faster than the rest of the booming labor market. Are they good jobs?
23/10/18•9m 29s
Short Shrift For Short Sellers
Short sellers get a bad rap. Sometimes with good reason. But overall, they're an inevitable and useful part of a healthy financial system.
22/10/18•9m 11s
Beating Bollywood
Amazon and Netflix are trying to take on India. But, so far a Hollywood ending, south-Asian style, has eluded them.
18/10/18•9m 56s
Gross Dank Product
Just because marijuana is now legal in Canada doesn't mean the market for it is easily quantifiable.
17/10/18•6m 13s
A Snapshot Of Poverty In America
The Supplemental Poverty Report provides a more accurate and nuanced picture of poverty in America.
16/10/18•9m 9s
Overrated/Underrated: Nobel Prizes, Conversations, And Our Descendants
Tyler Cowen rates Nobel prizes, blogs, and the importance of weirdness in conversation
15/10/18•9m 52s
China's Brave New World
China is piloting a so-called social credit system, which allots every citizen a certain number of points. If you do the "right thing" you can extra points. If you do the wrong thing, you can lose points and life can get very difficult.
11/10/18•9m 48s
Life On China's Blacklist
In China, if you don't pay back your loans, you could end up on a blacklist. When you're on it, you can't get a credit card or a plane ticket. Today on the show, we talk with someone on the blacklist.
10/10/18•10m 1s
China's Social Credit System
China has a problem: it's economy grew fast and that led to a trust problem. If someone doesn't pay back a loan, there's no real enforcement. But the solution might cause problems of its own.
09/10/18•9m 51s
The Iron Lotus
The reverse stock split is the Iron Lotus of the financial world. It looks complicated and absurd, and it often doesn't end well.
08/10/18•8m 57s
Who's Hiring?
Today on the Indicator: stolen jobs-day trends ... from our clever jobs-day friends!
05/10/18•7m 29s
What Comes Afta NAFTA
The US-Mexico-Canada trade agreement keeps in place the basic NAFTA framework, with a few twists.
04/10/18•9m 44s
What Happened To GE?
General Electric used to be a household name — a pillar of the U.S. economy. Now, it's fighting to survive.
03/10/18•10m 0s
Zeitgeist-y Bubbles
How financial bubbles reflect the particular psychology of the times in which they inflate.
02/10/18•9m 49s
D.C.'s Billion-Dollar Lawsuit
Washington, D.C. is being sued for a billion dollars... for gentrification.
01/10/18•8m 59s
The Case Of The Pricey Frito
Corn prices are falling, but the price of Fritos in the White House press corps break room is up by 20%. What's going on? Team Indicator is on the case!
28/09/18•9m 28s
Baby Got Buybacks
Companies are buying back stock from shareholders more than ever. Not everyone thinks that's a good thing.
27/09/18•8m 15s
Tariffs And Tourists And Trade Wars, Oh My!
The U.S. trade war with China escalated this week. The Trump administration might be underestimating how many options the Chinese government has for responding to American tariffs.
26/09/18•9m 56s
Less Risky Business
The psychological scars wrought by the 2008 financial crisis are taking a long time to heal. We're a lot more cautious, which has serious implications for the economy.
25/09/18•9m 49s
Saudi Arabia & The Paradox of Plenty
This week in history: Saudi Arabian oil and the creation of Aramco.
24/09/18•9m 22s
The Young And The Restless
Why boom and bust is part and parcel of the emerging economic experience.
20/09/18•8m 26s
The Psychological Effects Of The Financial Crisis, Lingering
We hear a lot about the effects of the financial crisis on the economy and markets, but what about the lasting effects it had on our psyches?
19/09/18•8m 40s
Work Work Work
The availability of work — the availability of jobs for people who want a job and even for people who didn't know they want a job — continues expanding.
18/09/18•7m 12s
Down Clown
Clowns and clowning have been suffering from a chronic branding crisis for decades. Can they fix it?
17/09/18•9m 31s
The Price Of Rice In Japan
Demand for Japanese-grown rice is falling. But prices are still going up.
13/09/18•9m 32s
Free Tuition; False Economy?
Why free tuition may make for better politics than economics.
12/09/18•9m 41s
The Liars Of Romance
People lie when they're looking for a mate online. Today on the Indicator: the lies we tell online, and how often we tell them.
11/09/18•9m 49s
Call The Midwife Back
For more than three decades, it was illegal in Alabama to have your baby delivered by a midwife. But last year the state finally legalized midwifery and now it could lead to serious cost savings.
10/09/18•9m 12s
Your Jobs Questions, Answered
Martha Gimbel of the Hiring Lab at Indeed answers listener questions about the job market.
07/09/18•9m 34s
Why Aren't We More Productive?
Computing and the internet should make us more productive. Or should they?! It's an Indicator mystery.
06/09/18•9m 52s
Making The Case For Removing Tariffs
The next round of trade barriers with China could include a 25 percent levy on Chinese antiquities. One dealer went to Washington to tell Congress why that tariff could hurt our allies and ourselves.
04/09/18•9m 52s
The Original Bailout
In 1907, America's financial system ran into trouble. Trust in financial institutions evaporated, and contagion swept through the economy. Then John Pierpont Morgan stepped in.
31/08/18•10m 0s
Aging Up
Most people think the best time to start a business is when you're young, but is it?
30/08/18•9m 58s
Hurricane Joseph & The Calculator That Time Forgot
Creative destruction is a fact of economic life that few products can resist. Graphing calculators are a notable exception.
28/08/18•8m 33s
The Measure Of A Tragedy
The Venezuelan economy has collapsed. Years of economic mismanagement and a deepening political crisis have led to a recession. Yet there's one indicator that can capture this economic catastrophe.
27/08/18•9m 57s
The Art of War. It's Not For Everyone
"The Art of War" by Chinese philosopher Sun Tzu, is one of corporate America's favorite books. But John McWhorter, a linguistics professor at Columbia, isn't convinced about its utility.
24/08/18•8m 55s
The Underrated Economists
Today's summer economics read is "What Would the Great Economists Do?" by Linda Yueh, who is a great economist herself.
22/08/18•9m 46s
Why People Can't Get Work Done At Work
Today's summer book recommendation offers a different approach to the modern workplace.
21/08/18•9m 53s
The Indicator Goes To The Beach With Tim Harford
In honor of the last stretch of summer, The Indicator has selected some economic beach reads! Books that will teach you something about economics and also pair well with a pina colada.
20/08/18•9m 51s
Donald Trump's Economic Strategy... Maybe?
Wall Street Journal Chief Economics Commentator Greg Ip explains President Donald Trump's emerging economic strategy.
17/08/18•9m 57s
We Buy A Cryptokitty!
Today on The Indicator: Cardiff and Stacey go deep into the world of the blockchain... to buy a cartoon cat.
16/08/18•9m 59s
From Prison To The Workforce
People who've been to prison find it hard to get work once they're free. One solution to the problem may be a simple certificate.
14/08/18•10m 16s
Messy Desks, Light Bulbs & Dune
Tim Harford is the author of 'Fifty Inventions that Shaped the Modern Economy." We play overrated/underrated, and asked him about inventions, as well as messy desks.
13/08/18•9m 35s
Privacy Please: Why Public Companies Go Private (Or Vice Versa)
Today on the Indicator: why companies decide to be publicly-traded or privately-owned. It's all about control. And money.
10/08/18•9m 26s
The OG Yield Curve Whisperer
A conversation with Campbell Harvey, whose 1986 thesis first explained how the yield curve could predict the direction of the economy.
09/08/18•9m 54s
Trickle-down Economics: Pricing H2O
What's the best way to price water in a drought, to ensure people get what they need without breaking the bank?
08/08/18•9m 6s
Sanctions, Iran, And The Battle Over SWIFT
Today on the Indicator: How a small Belgian company wields enormous influence in global finance and diplomacy.
07/08/18•8m 46s
Tariffs, Now With Extra Cheese
The U.S. has been renegotiating trade deals and putting tariffs on different goods. Meanwhile, other countries are re-negotiating their trade agreements and some deals are leaving U.S. producers out.
06/08/18•9m 59s
Beating The Clock On Jobs (Summer) Friday
Five indicators in five minutes — Let's gooooooooo!
03/08/18•7m 31s
Grey Poupon And The Cultural Divide
Income inequality in the U.S. has been climbing for a while. Has it also been accompanied by a widening cultural gap between rich and poor?
02/08/18•9m 41s
What A Tariff Looks Like
What happens when a new tariff gets put in place? To really see the action, you have to go to Newark, New Jersey.
01/08/18•10m 5s
What's In Your Paycheck?
The pace of wage growth is one of the best indicators of economic health. But it can be measured with different methods. Each method tells a slightly different story about how the economy is doing.
31/07/18•10m 51s
Putin Vs. Russia's Economy
Russia has had a huge presence in the news lately. But its economy... not so huge. It's smaller than the economy of Texas. Today on the show, we look at what's been holding it back.
30/07/18•8m 7s
GDP, OMG!
The GDP got all sorts of attention today. The U.S. economy grew at a stellar rate of 4.1% in the second quarter. But what does that mean? And will it continue?
27/07/18•9m 54s
When Oracles Err
Warren Buffett, Mark Twain, and John Maynard Keynes all made enormous investment mistakes at some point in their lives. On today's show, those stories — and the lessons we can all take from them.
26/07/18•10m 9s
The Diamond-Water Paradox
The Diamond-Water Paradox poses the question: If we need water to survive and we don't need diamonds, why are diamonds expensive and water cheap?
25/07/18•9m 29s
Trump Vs. The Fed, Or Trump Vs... Trump?
President Trump broke with tradition by lamenting that rising rates are keeping the dollar strong and the trade deficit wide. But rising rates and a stronger dollar are the results of his own agenda.
24/07/18•9m 46s
Google's Mobile Monopoly
The European Commission just slapped Google with a $5 billion fine for abusing its Android monopoly. How did it create the alleged monopoly? By making Android free.
23/07/18•8m 58s
The Market For Air
How something that's all around us came to be worth millions of dollars.
20/07/18•9m 50s
Three Indicators To Keep A (Side)eye On
Three worrying indicators to keep an eye on — less complicated than the yield curve, but something you can talk about at the water cooler.
19/07/18•8m 7s
Trade Wars And The Batman Problem
It may be too late to avoid a trade war between the U.S. and China, but there might be a simple way to stop the trade wars of the future.
18/07/18•10m 13s
Saving Women
Women invest far less of their paychecks than men do. Sallie Krawcheck spent her career on Wall Street and she says this is a problem we need to solve.
17/07/18•9m 9s
Japan's Ninja Shortage
Japan's population is shrinking. It's harder and harder to find qualified people to fill a lot of jobs. Including ninjas.
16/07/18•9m 52s
We Hear You
We respond to your letters, tweets and messages: We talk Iran, yield curve and how to pronounce Hyundai.
13/07/18•9m 51s
The Last Straw
Starbucks, Ikea, Vancouver, Scotland: They've all banned plastic straws. The movement is meant to help reduce plastic waste in the ocean. But will it work, or will it backfire?
12/07/18•10m 24s
Fed Accounts For All!
Banks and other financial institutions have their own banking accounts at the Federal Reserve. Morgan Ricks argues that regular folks should have access to Fed accounts, too.
11/07/18•9m 25s
The Price of A Hyundai in Iran
President Trump recently announced strict economic sanctions in Iran. Today on the show, we talked to a young Iranian man about what it's like to live in the Iranian economy right now.
10/07/18•8m 58s
The Recession Predictor, Still Predictive?
Every time the yield curve has inverted since 1970, the economy has fallen into recession. It's getting close to inverting now, but it may no longer be the recession predictor it once was.
09/07/18•8m 46s
Jobs: 10 Questions in 10 Minutes
It's jobs Friday! For a comprehensive mid-year update on the labor market, we ask labor economist Betsey Stevenson ten questions in ten minutes.
06/07/18•11m 37s
The Long French Goodbye
A quirk in French labor law makes it especially difficult for a company to lay off its employees. It's a system designed to protect workers, but it also has consequences for the rest of the economy.
05/07/18•9m 36s
Star Spangled Indicator
Flags: symbol of a country, patriotic rallying cry, and a telling economic indicator. Today on the show, a factory in China that makes American flags, and what it tells us about the modern economy.
03/07/18•9m 10s
The Problem With Unobservable Variables
The unemployment rate is already below the Federal Reserve's estimate for maximum employment. But former Fed Governor Sarah Bloom Raskin says it may still have further to fall.
02/07/18•9m 55s
Dungeons & Dragons & Balance Sheets
Every year, the nation's biggest banks are subjected to stress tests, hypothetical disaster scenarios designed to test their balance sheets. But the stress tests could soon be getting less stressful.
29/06/18•9m 36s
Bubble, Bubble, Oil And Trouble
The price of oil continued climbing throughout this year, catching forecasters and consumers by surprise. What happened, and what might make it move in the second half of the year?
28/06/18•7m 8s
Happy Birthday, Smith v. Keynes
June marks the birthday of two of the most famous economists of all time: Adam Smith and John Maynard Keynes. Whose ideas are most relevant today? Stacey and Cardiff duke it out.
27/06/18•9m 57s
Sallie Krawcheck on #MeToo, Dodd Frank, & Cronuts
We play overrated/underrated with Sallie Krawcheck, Wall Street C-suite veteran and founder of Ellevest. She talks investing, women on Wall Street, and where to find the best BBQ.
26/06/18•9m 58s
The Beautiful Indicator
Team Indicator takes on the World Cup. We drink, we cheer, we watch the game and, of course, we bring our economic indicators.
25/06/18•9m 56s
MoviePass / Fail?
If you pay MoviePass 10 dollars a month, you can go to the movies every day. Great for customers, but hard on a company's bottom line. Today on the show, what's the plan, MoviePass?
22/06/18•10m 42s
Teenage (Employment) Wasteland
The teen summer job is a vaunted tradition...one that is fading. Today's teenagers just aren't working as much as their forebears. And that could have serious implications for America's labor market.
21/06/18•10m 48s
The Plight Of The Living Dead
The Death Master File is a list kept by the government. It keeps track of everyone who has died. But what happens when you end up on the list while you're still alive?
20/06/18•9m 59s
The Measure Of A Tragedy
Venezuela's economy has collapsed, and the normal economic indicators have gotten so bad they're almost unfathomable. So one economist created an indicator to capture the awful human cost.
19/06/18•9m 39s
The Art Of The Trade War
The U.S. and China are on track for a trade war. Economists generally say that's a bad idea... but if the U.S. wants to get tough on China, what are some alternatives?
18/06/18•9m 50s
Gettin' Giggy With It
Despite the proliferation of apps like Lyft, TaskRabbit, and Uber, a new government report found no growth in people primarily doing this kind of work. Here's how the "gig economy" is and isn't changing.
15/06/18•9m 58s
Trading Spaces
The New York Stock Exchange — that bastion of American capitalism — owes its existence to two dozen men, a buttonwood tree, and a coffee shop. Today on The Indicator: the history of Wall Street.
14/06/18•9m 49s
Dude, Where's My Trade War?
One way to think of President Trump's trade policy is as a sort of soap opera. Today, we catch you up on the latest dramatic twists and also answer a big, looming question: are we in a trade war?
13/06/18•11m 3s
CBO vs. POTUS
The Congressional Budget Office has a long history of disputes with the White House, including the current administration. But Alice Rivlin — the first-ever director of the CBO — says this time is different.
12/06/18•9m 58s
Let Them Eat Marshmallows
The marshmallow test is one of the most famous social experiments of all time, but we may be thinking about it all wrong.
11/06/18•9m 56s
Positively 23rd Street
Why is one of the busiest blocks in Manhattan littered with empty storefronts? And what does that say about the changing landscape of American retail?
08/06/18•9m 49s
When Retirement Advice Goes Viral
So how much should you have saved for retirement? We wanted to know, so we asked the guy who invented the 401k.
07/06/18•9m 59s
Social Insecurity
Social Security has traditionally paid for itself, with money leftover. Until this year. Social Security has a funding problem and it's getting bad quickly.
06/06/18•9m 59s
Do You Have $400?
The U.S. economy has been humming along in the last few years, but that momentum can mask the financial fragility of millions of people who are just one emergency away from financial disaster.
05/06/18•7m 8s
The Economics of Vaccines
Vaccines are expensive and time-consuming to develop and there's no guarantee the investment will ever pay off. This means promising vaccines often sit in laboratory freezers during major epidemics.
04/06/18•8m 42s
To Err Is Human, To Revise Divine
The monthly jobs report. Economists watch it, financial markets move on it, but it may not be as accurate as you'd think.
01/06/18•9m 58s
Internet a la Carte
A new study tries to put a dollar amount on free internet services... by looking at how much money it would take for people to give them up.
31/05/18•10m 51s
Money For Moms
After six years of preparation, an ambitious new experiment will study the effects of income on the development of infant brains.
30/05/18•9m 31s
Banking's Regulation Rollback
Last week, Congress and President Trump passed a bill rolling back regulation put in place by the 2010 Dodd Frank banking reform bill. We look at what changed and what it means.
29/05/18•9m 15s
Earnings Calls Gone Wild
The earnings call is a peculiar Wall Street ritual, one that's almost designed to be boring. So when something interesting does happen it's news. Today, the lessons of those earnings calls gone rogue.
25/05/18•9m 55s
The Money Detectives
Recent news has cast a spotlight on a little-known regulatory agency quietly working behind the scenes of our economy. What is FinCEN and why is it so important?
24/05/18•9m 0s
Most Inane Deduction?
The mortgage interest deduction is popular, but it has numerous distorting effects on the economy – and economists also say that it does exactly the opposite of what people think.
23/05/18•8m 7s
Women in Bondland
Finance is notorious for being a boys club. Marilyn Cohen has worked in the bond market for 30 years. She talks about what it takes to succeed in her field and why there aren't more women.
22/05/18•9m 18s
Stacey And Cardiff Take On The Commencement Speech
Congrats, Class of 2018! Rather than listen to another meandering cliche-riddled commencement speech, let Stacey and Cardiff guide you through young-adult life with advice backed up by research.
21/05/18•9m 32s
Time Bandits
Timekeeping software is becoming the standard across the U.S. And it turns out, it can be used to steal workers' wages, a few minutes at a time.
18/05/18•9m 5s
SNAP Back To Reality
Congress may soon expand work requirements for people who receive benefits under the Supplemental Nutrition Assistance Program. But do these work requirements match the reality of work itself?
17/05/18•8m 25s
All Bets Are On
Thanks to a recent Supreme Court decision, legal sports betting may be coming to a city near you.
16/05/18•8m 33s
Rising Rates Vs. The Housing Market
Interest rates are on the rise for the first time in years. What that means for the housing market is far from obvious.
15/05/18•8m 13s
The Semiconductor Standoff
What one embattled smartphone-maker can tell us about China's plan to transform its economy
14/05/18•8m 57s
In Vino, Veritas by Numbers
Assigning a grade to a bottle of wine might seem counterintuitive, or even a little absurd, but wine scores have can have a big impact the people who sell wine — and the people who drink it.
11/05/18•9m 31s
Failing College
Colleges are seeing fewer and fewer students apply every year. To try and stay solvent and attract students, they're trying all kinds of things, from lazy rivers to M&A.
10/05/18•9m 19s
Indicator and Beyond
It's the 100th Indicator! To celebrate, we look to the future... and to alternate futures. The Indicator takes a break from economics to tackle infinity.
09/05/18•9m 18s
The Good, The Bad and The Tax Cuts
The corporate tax cut passed in December was supposed to compel businesses to boost investment. Is it working, or are companies just passing the savings on to their owners?
08/05/18•8m 21s
The 'I' Of The LIBOR
The LIBOR interest rate was at the center of a huge international scandal back in 2012. Regulators believed it had to replaced. But is that even possible?
07/05/18•9m 53s
The Perks Of Counting The Wallflowers
It's jobs day! But the unemployment number might not be the most important thing to watch.
04/05/18•9m 19s
The Only Prescription Is More Transparency
Healthcare is expensive. Transparency in pricing might make it cheaper.
01/05/18•9m 33s
Inflation Target Acquired
The Federal Reserve has hit its inflation target. Now comes the hard part - staying at two percent.
30/04/18•8m 28s
The Homeless Count
The homeless population in Los Angeles County has been skyrocketing. A team from USC tried to figure out why.
27/04/18•9m 4s
California's Housing Conundrum
Almost everyone in California agrees that there's not enough housing in the state. But no one wants building in their backyard.
26/04/18•8m 10s
The Farm Labor Drought
Water isn't the only shortage California farmers are worried about. There's a labor drought, too.
25/04/18•9m 31s
The New Bond Villain
Concerns about the yield on the 10-year Treasury note going above three percent are overblown.
20/04/18•9m 21s
Amazon vs Trump Goes Postal
President Trump's objection to Amazon's deal with the Postal Service is based on dodgy data.
19/04/18•10m 13s
Lawn Chair Economics
China steals a lot of intellectual property from the U.S. The smartest thing for the U.S. to do in return might be ... nothing.
18/04/18•8m 56s
Tax Refunds, A Habitual Health Problem
The way many Americans manage their taxes could be bad for their health.
17/04/18•9m 8s
The Loan Ranger
Most people think you can't get rid of student loans in bankruptcy. Turns out most people are wrong.
16/04/18•9m 14s
Congress Does Not Compute
The percentage of congressional representatives with a background in computers: THREE
13/04/18•10m 22s
Unsung Indicators
Our show goes old school in this episode and brings you three under-appreciated economic indicators about things that affect us all.
12/04/18•7m 7s
Deficit Attention Disorder
The CBO projects the federal budget deficit could top 800 billion dollars this year... and reach a cool trillion by 2020. So ... what?
11/04/18•9m 3s
Tyler Cowen Rates America
Data, the humanities, and the suburbs: Tyler returns for another round of Overrated vs. Underrated
10/04/18•7m 49s
Mind The Pay Gap
Women still make less than men in the U.S. Exactly how much less is not necessarily a straightforward question.
09/04/18•8m 24s
Where The Jobs Are
Chinese tariffs could threaten more than 1.8 million American jobs.
06/04/18•8m 17s
Morbidity, Peak Child, And Collective Pessimism
Five interesting facts about our world that you probably didn't know.
05/04/18•8m 18s
Stop, Collaborate, And Listen
Cross-genre musical collaboration used be a small niche in the popular music scene. Today it's verging on domination.
04/04/18•8m 18s
The Original Bailout
In 1907, America's financial system ran into trouble. Trust in financial institutions evaporated, and contagion swept through the economy. Then John Pierpont Morgan stepped in.
03/04/18•9m 53s
China, Tariffs, And The Hogs Of War
The tariffs China just imposed on 128 American-made items will cost the U.S. about 3 billion dollars a year. That's not much to the nation, but it's a big deal if you make one of the products on the list.
02/04/18•7m 24s
Disability In Decline
A long-term trend of Americans withdrawing from the workforce due to disability has gone into reverse.
29/03/18•8m 12s
Dollars And Census
The census is more than a headcount. It determines how federal dollars are spent and how districts are represented in Congress.
28/03/18•7m 31s
Costly Care In America
Americans spend more on healthcare than people in other high-income countries, and it's not because we use more of it.
27/03/18•6m 58s
Dollars for Data
From Google Maps to Yelp to Instagram, the internet gives us access to all sorts of services without having to pay a cent. But are they really free?
26/03/18•9m 19s
The Oil Rig Count
One of the best gauges of the state of the oil business is a pretty simple one: just count the drilling rigs.
23/03/18•7m 30s
Trump vs. Trudeau: Both Right, Both Wrong
Trump says we have a trade deficit with Canada. He's right... and he's also wrong.
21/03/18•8m 48s
A Brief History of Tariffs
The debate over tariffs is nothing new. In fact, it's as old as the country itself. A look at how the debate began.
20/03/18•8m 32s
The Reinvention Of The IPO
Having disrupted the music business, Spotify is trying the same trick with the stock market.
19/03/18•11m 8s
The Bear Necessities
The man who wrote the book on the collapse of Bear Stearns talks about what happened a decade ago and where we are today.
16/03/18•8m 2s
Calculated Risk, Calculated Caution
Bill McBride has been remarkably prescient about the big swings in the U.S. economy. And he's starting to get uneasy.
15/03/18•8m 25s
What Trade Organization?
The justification used by the Trump administration for its steel and aluminum tariffs is riskier for the global trading system than the tariffs themselves.
14/03/18•7m 59s
Bonds... Japanese Bonds
Team Indicator takes your questions, concerns, and James Bond-related car trivia.
13/03/18•10m 37s
Hurricane Joseph & The Calculator That Time Forgot
Creative destruction is a fact of economic life that few products can resist. Graphing calculators are a notable exception
12/03/18•8m 29s
The Jobs Report: Where The Ladies At?
Why has the share of women in the labor force been stagnant for almost two decades?
09/03/18•7m 51s
Let's Get Ready to Retail!
In the red corner: the uncontested retail champion of the world: WalMart. In the blue corner, the behemoth of online sales: Amazon.
08/03/18•8m 20s
A Child Prodigy, A Nervous Breakdown, and The Discovery of Romantic Poetry
What happens when a classical economist finds out the world is much more complicated than he thought?
07/03/18•7m 20s
Cobalt: Rare and Everywhere
Cobalt used to be a sideshow on the periodic table. Now it's the main event.
06/03/18•12m 22s
Sticker Shock: The State Of The American Car Industry
The average American car is now more expensive than it's ever been. And guess what? Sales of new cars are falling.
05/03/18•
The Cost of Life in America
Over the past two decades, prices on average have increased. But certain things have gotten cheaper while others have gotten more expensive, and which is which can tell us a lot.
01/03/18•7m 57s
More Band For Your Buck
To understand the Trump administration's approach to trade tariffs, look no further than the humble rubber band.
28/02/18•8m 56s
The Case For Overshooting
We have a new Federal Reserve chair. His name is Jerome Powell. Here's what we can expect.
27/02/18•8m 28s
Productivity With A Side Of Chicken
Why productivity could be the most important data point in the economy...and how did KFC manage to run out of chicken?
26/02/18•8m 30s
Guns And The Trump Slump
Today more than two thirds of the guns in America are owned by just 20 percent of gun owners. That's not always good for gunmakers.
23/02/18•7m 25s
The 28-Hour Work Week
Imagine being able to work fewer hours during a difficult time in your life, without having to quit your job or interrupt your career. In Germany, for many workers, that's now a reality.
22/02/18•6m 56s
The Olympics, Afrofuturism and Sichuan Food
Our guest, Tyler Cowen, has smart insights into a ridiculously wide range of subjects. Our conversation is a lightning round that touches everything from Afrofuturist flicks to the mouth-numbing qualities of the Sichuan peppercorn.
21/02/18•7m 3s
The Spy Who Trolled Me
Russia spent 73 million Rubles a month to influence an American election. But what did they get for their money?
20/02/18•6m 24s