The Martin Lewis Podcast

The Martin Lewis Podcast

By BBC Radio 5 Live

Martin Lewis answers your financial questions, offering valuable money-saving tips.

Episodes

Can you get £100s student loans back? | Are Premium Bonds worth it? | Car Finance mis-selling update

Martin Lewis asks are you one of over 1m who overpaid their student loan and can get it back? We are looking at the latest car finance update, which could double the number of people who are due a payout on their claims. The listeners ‘Tell Us’ about the best thing they’ve learnt about money from work. And a Mastermind looking at premium bonds…
14/11/241h 5m

Student finance debunked – tuition fee rises – is it worth it? | UK base rate cut (mortgage & savings)

Martin Lewis takes you through the increase to tuition fees.There’s advice for students and those affected by the fall in interest rates.Tell Us is all about the most impulsive purchase you’ve made, and why you regret it.And there’s a special Mastermind for Adrian concerning floral shirts.
07/11/2459m 8s

Instant Budget reaction and analysis

In a special episode, Martin reacts to the budget from Chancellor Rachel Reeves. He explains what the headline changes to national insurance, inheritance tax and minimum wage will mean for you – and dives into the detail of what wasn’t announced in the Commons to explore what’s coming next on child benefit and stamp duty.
30/10/2427m 35s

Marriage & Divorce: Benefits of Marriage | Are prenups worth it? | How to divorce cheaply| Splitting pensions, mortgages & more

The ‘Not The Martin Lewis Podcast’ is back. Martin asks the experts about the topics that matter to you. This time around it’s all about marriage – and divorce. From pre-nuptial agreements to asset splitting, how to divorce cheaply and…. are their benefits to getting married, when it comes to money?
28/10/241h 6m

6mth warning! For each £825 or less you pay you could gain £5,400+ by boosting your National Insurance years.

On this week’s podcast Martin explains how you can buy voluntary National Insurance years to boost your state pension. Tell Us is about what do you have in your house that you haven’t used in the last year? Later in the pod, Martin shares his latest money-saving tips and Adrian attempts another tricky Mastermind question.
17/10/2457m 6s

Unpleasant issues help: Free Wills | Power of Attorney | Inheritance Tax and more

Martin Lewis on why it’s financially crucial to prepare for death, divorce and dementia. Advice for those aged under 22, explaining their Child Trust Funds and how some may be able to access cash saved in them. A Tell Us about the most joy you’ve ever got from spending under £5. And a Mastermind looking at car insurance.
10/10/241h 4m

Beat the 10% Energy Price Cap rise special – “no one should stay on the Pants Cap”

An Energy Price Cap special looking at why the energy price cap is rising when wholesale rates are dropping. Which type of tariff is right for you and how to lower your standing charges.
01/10/2448m 26s

Mortgage Special: Time To Fix? Will Rates drop further? How to find top deals

The main topic the week is everything you need to know about mortgages. There is also an update for savers and Martin explains a legal challenge to the UK and Scottish Governments' decision to cut the winter fuel payment.And the Tell Us got a huge response looking at what people did with their first pay packet.
26/09/241h 8m

Free cash for first time buyers | The real reason many smart meters don’t work | Money back on flights YOU cancelled

Martin Lewis looks at how to save as a first time buyer. Lifetime ISAs can get you up to £1,000 a year free from the state towards your deposit, but Martin says some “shouldn’t bother”. Martin explains why almost everyone who hits 18 should put a pound in one right now. We look at Smart Meters… and it’s less than 100 days to Christmas… so the ‘Tell Us’ is all about your past Christmas financial problems, so others can learn from them. And this week’s Mastermind is an important listen for anyone who’s had a flight cancelled on them - or cancelled it themselves - this summer or in years gone by.
19/09/241h 2m

Fix energy before 10% rise hits? | Council tax warning! | Free £175 bank switch is back

On this week’s podcast Martin gives his energy tips ahead of the energy price cap on 1 October.Listeners TELL US about their stock of old stamps that they’re still using ahead of the 22% increase in the cost of standard first-class stamps on 7 October. And Adrian Chiles attempts his first ever Mastermind – will he have beginners luck?
12/09/2453m 49s

Best Bits: Student Finance tips | Tell Us your budget wedding stories

Martin’s off air for the next few weeks so it’s a chance to revisit some of the best bits of the year so far. Martin explains all you need to know about student finance, what you could be entitled to, and how much you will pay back.We also hear our listeners’ best budget wedding stories.
21/08/241h 7m

Best Bits: Martin’s “Money-festo” Tell Us Special.

Martin’s off air for the next few weeks so it’s a chance to revisit some of the best bits of the year so far. Before the general election Martin and Polly Mackenzie rated listener’s ideas for money related improvements to the law.
14/08/2433m 36s

Best Bits: Holiday money plus passport, car hire and EHIC tips.

Martin’s off air for the next few weeks so it’s a chance to revisit some of the best bits of the year so far. He explains to Nick Eardley the smart way to spend abroad plus tips on making sure you’re on top of passports, car hire, EHIC’s and GHIC’s.
07/08/2431m 27s

Best Bits: Buying National Insurance years | Tell Us when you prefer the cheap option.

Martin’s off air for the next few weeks so it’s a chance to revisit some of the best bits of the year so far. He explains how you can buy voluntary National Insurance years to boost your state pension and why it can be so lucrative. TELL US is about when listeners actually prefer the cheaper option, from sausage rolls to bog rolls.
31/07/2442m 16s

Childcare Help | Your big questions (save or overpay mortgage, pensions for kids, can savings boost your credit score & more)

Martin Lewis explains the childcare help you are entitled to with nearly a million parents paying for childcare, whether just in the summer or all year round, and missing out on thousands of pounds of help.This weeks Tell Us: Your questions on if savings boost your credit score? Is it time to fix energy? Should you pay off your mortgage or save? and lots more.It's our first ever Mastermind Head to Head, Gethin Jones takes on John Robins in a Consumer Rights tester.Plus we clear up what the two child benefit cap is and more importantly, isn’t.
24/07/241h

Car Finance Misselling 10 week deadline, reclaim £1,000s | Marital Disharmony | Slash Water bills

Martin Lewis explains car finance reclaiming with the deadline just 10 weeks away. The Tell Us this week is about financial disagreements you have with your partner and how did you resolve it, or are you still trying? At the end we also look at how to beat the £100 rises coming on water bills.
17/07/241h 1m

Are you one of 4m graduates who can reclaim £100s overpaid student loans | Celeb scammers

Martin Lewis explains how you can claim back the money if you have accidentally overpaid your student loan. Martin also looks at the list of the top 20 celebs used by scammers and Tell Us this week is all about if you charge your adult children rent for living in the family home.
10/07/241h

How to get money out of your pension: Avoid the tax trap, annuities, drawdown, the 25% tax-free lump sum & more

The ‘Not The Martin Lewis’ Podcast: Where Martin asks specialists your questions.
08/07/2435m 9s

Can shops ban returns? | Student loans, how they really work

Martin Lewis explains all you need to know about student finance, what you could be entitled to, and how much you will pay back. Martin is joined by a prospective university student and parents concerned about funding their children through university. We also look at consumer rights - can online shops refuse returns? AND in Mastermind this week a listener takes on a question all about Lifetime ISA's.
03/07/241h 12m

Pension: How to start, should you consolidate, free 1-on-1 help, auto enrolment, stakeholder or SIPP?

The ‘Not The Martin Lewis’ Podcast: Where Martin asks specialists your questions.
01/07/2441m 36s

5 ways to BOOST savings interest | Energy Meter Reading Week | Nihal’s last Money Mastermind

Martin explains energy meter reading week – key info for everyone who pays energy bills by direct debit, and some on prepay.The big subject, how to boost your savings. There are five key accounts you need to know about from top cash ISAs, top easy access, the savings account that gives you a 50% boost, and a special deal for Nationwide customer.Plus caller Carly asks about getting a Lifetime ISA to help her son save to get on the property ladder.The Tell Us is all about when you prefer cheap, from sausage rolls to bogs rolls we’ve got your answers. And Nihal makes a cameo appearance, from home on the phone, as he couldn’t miss his last ever money mastermind – will he get it right? It’s all about travel insurance.
26/06/2457m 0s

How tax works: tax returns, crypto tax, tax codes, tax breaks, savings tax, capital gains & more.

The ‘Not The Martin Lewis’ Podcast: Where Martin asks specialists your questions.
24/06/2445m 2s

Lower energy standing charges | Urgent Holiday Checks (Passports, Insurance, Currency, Car Hire & more)

Martin with a special episode looking at new lower standing charge tariff from EDF, everything you need to know about travel finance – from insurance to car hire - and a ‘Tell Us’ analysing some common financial misunderstandings.
19/06/241h 10m

Inheritance Tax & Probate: What you pay, what you needn’t pay, how to find the cash, trusts, probate, gifts & more.

The ‘Not The Martin Lewis’ Podcast: Where Martin asks specialists your questions
17/06/2445m 57s

Credit Cards back2basics | How credit scoring really works | Insider flight tips | Top Savings & More

Martin explains everything you need to know about credit cards, tips on the best buy easy access accounts (one is normal savings, one is a cash ISA) and hotel and flight booking advice in the Tell Us.
12/06/2459m 35s

Can you challenge rent rises? And more renter's rights, from repairs, damp to pets & disputes…

The ‘Not The Martin Lewis’ Podcast: Where Martin asks specialists your questions.
10/06/2442m 54s

Pre-Election FREE cash bank giveaways | Do you pay tax on state pension | Cheap Weddings

Martin explains if you have to pay tax on your pension. Banks which are currently willing to pay you to switch, just six weeks ago there were none, so this is a lucrative time to look at your banking.And we hear your budget wedding stories, explaining how to keep the cost down.
05/06/2459m 59s

Bonus Mini-Pod: Energy Price Cap 7% fall – the good, the bad, the ugly

It’s a bonus mini episode as Martin explains what the newly announced Ofgem energy price cap for July means for you – and why there could be bad news in store for October.
24/05/249m 50s

Cheapest way to spend abroad | How inflation cut will hit mortgages & savings | Time to fix energy

Martin looks at the cheapest ways to spend money abroad, reflects on the impact of the fall in inflation and discusses the quarterly energy price cap update. And you ‘Tell Us’ when you’ve complained and won.This episode was recorded on lunchtime on 22nd May 2024 – shortly before the General Election date was confirmed.
22/05/2444m 42s

The Money-Festo: How to improve Britain including shrinkflation, term-time holidays, tax-cuts for downsizers and more…

Martin hears your ‘money-festo’ ideas – if you could change one consumer law or rule, what would it be – and why?He and Nihal are joined by former government adviser and policy expert Polly MacKenzie – to assess how practical the suggestions are – as our very own “Polly-filter”.Could we regulate shrinkflation, give parents that chance to book term-time holidays, offer tax-cuts for downsizers, or make the morning commute tax deductible? And would any of those ideas actually work?
15/05/241h 11m

Under 73? Turn £800 or less into £5,400 or more. The clock’s ticking… it’s all about National Insurance

On this week’s podcast Martin explains how you can buy voluntary National Insurance years to boost your state pension and why it is one of the most lucrative things many can do with their money. TELL US is about if listeners have ever taken money from their childrens accounts to help the household finance, or broken their piggybanks. Later in the pod, Martin shares his latest money-saving tips and Nihal attempts another tricky Mastermind question.
08/05/2457m 38s

Finally, energy fixes that save you cash | Your grandparents’ financial wisdom | Mental health & benefits

This week on the podcast, Martin has a message for people entitled to PIP who might be worried about potential reforms to these payments. You ‘Tell Us’ the best financial advice you’ve received from your parents and grandparents. And finally, there are some new energy fixes to take advantage of - and they’re below the price cap. Martin also shares with us what it was really like hosting Have I Got News For You.
01/05/241h 1m

Big warning for Barclaycard customers | Beat broadband & mobile rip offs | Zara trick

This week on the podcast Martin has a warning for all those who have a Barclaycard. After a recent rise in broadband and mobile bills for some customers, Martin shares some key tips on how to bring those costs back down. You tell us about your ovreseas bargains plus extra tips you won’t have heard on the live show.
24/04/2454m 44s

Shop-staff insider tips | Save v overpay mortgage | Child Benefit changes

On this week’s podcast, Martin reacts to news of the lowest rate of inflation in two years. Listeners with retail experience TELL US about their tips for getting better deals in shops and Martin has a message for parents claiming Child Benefit. The big topic is all about whether it’s worth overpaying on your mortgage, or not. And as always, Nihal sits in the mastermind chair once again. How will he fare?
17/04/2455m 3s

Meter Reading Week | Finally, cheaper energy fixes | Smart meters, good or evil?

On this week’s podcast Martin gives his tips on how we can make the most of the fall in the energy price cap that’s due to take effect on Monday 1st April. He also shares his thoughts on smart meters, following recent reports that many of them might be faulty. Martin also has banking tips for 16 and 17 year olds, as the financial year draws to a close.
27/03/241h 6m

Are you due £1000s back on car finance? Your next steps | Cheap energy fix

This week on the podcast Martin gives his reaction to the 3.4% fall in the rate of inflation in the UK. He also revisits the topic of car finance reimbursement after more than 1.2 million people (and counting) try to make a claim, since he first spoke about this issue on the pod. You ‘Tell Us’ about the most expensive cash purchases you’ve made, and as always, Martin shares his latest money saving tips. 01’40 Inflation 04’27 EasyJet tip 08’42 Car finance reclaiming: what next 29’49 Tell Us: the most expensive thing you’ve paid for in cash 34’41 The starting savings rate of tax 38’14 Mastermind 46’50 Martin’s money-saving tips
20/03/2451m 9s

Savers: should you urgently get money in a cash ISA?

It’s nearly April and the end of the tax year, so it’s time to maximise your Cash ISA allowance. In this week’s episode, Martin answers your questions on ISAs and LISAs. The Tell Us this week prompts listeners to get in touch about the most surprising questions their children have asked about money. And will Nihal break his Mastermind duck?
13/03/241h 3m

Hidden car finance commission scandal: are you one of millions owed £1,000s?

This week on the podcast, Martin has been doing some investigating – and millions of people are owed some serious cash in car finance repayments. He shares his step-by-step guide of how to find out if you're one of them. Martin has also been looking at whether you actually are being held in a queue when you call a customer service number. Plus, hear some of the money saving tips that listeners have picked up along the way, that might just help your wallet too. Martin Lewis is the founder of Money Saving Expert, but other sites exist.
13/03/241h 5m

"Sorry, go to manufacturer, not us" | Budget | Myrie's money mastermind

On this week’s podcast, Martin talks about the importance of financial education in schools for young people, something he’s been campaigning on for a long time.Martin also reacts to the budget from Chancellor Jeremy Hunt which included a campaign win on Child Benefit, and cuts to National Insurance. He talks consumer rights and his experience with eBay telling him he should go to the manufacturer with a tech item he bought on the site that was faulty. And there’s a surprise guest in the Martin’s Mastermind chair.
07/03/2450m 44s

What the Budget really means for you & Clive Myrie plays Martin’s Mastermind

In a shorter episode this week, Martin reacts to the budget from Chancellor Jeremy Hunt – which included a campaign win on Child Benefit, and cuts to National Insurance. And there’s a surprise guest in the Martin’s Mastermind chair. 1’22 – National Insurance Cut 5’57 – Child Benefit 10’32 - Scrapping the fee on debt relief orders 11’56 - Increase in the time you can pay back a Universal Credit budgeting advance loan 14’29 – Lifetime ISAs 16’09 – Mastermind 23’51 – What Martin didn’t get to in the podcast
06/03/2428m 25s

Energy prices DOWN 12.3% - why are standing charges rising? Should you fix? And a car finance complaining update

On this week’s podcast Martin reacts to last week’s announcement that the energy price cap is going down, listeners TELL US about their financial lightbulb moments, and Martin also gives an update on what you need to do next if you’ve recently sent off a letter to reclaim car finance. Later in the pod, Martin shares his latest money-saving tips and Gethin Jones attempts Mastermind for the first time.
29/02/241h 3m

Can you beat the energy price cut? Trains crisis

This week on the podcast Martin shares his thoughts on whether you should fix or switch energy providers given a potential price cut may be on the horizon. He also talks about his recent nightmare railway journey experience and we hear from the listeners about when they’ve asked for a pay rise at work. Plus Martin’s weekly money saving tips. 01’37 Energy bills 10’59 Train crisis 30’05 TELL US: When have you asked for a pay rise? 34’19 Mastermind 38’56 Martin’s money-saving tips 41’33 More TELL US
21/02/2445m 43s

In the wrong council tax band? 100,000 are and are due £1,000s back

This week on the podcast Martin talks about how you can find out if you’ve been paying too much in Council Tax and how you could get a discount. We also hear from landlords who ‘Tell Us’ what tenants should do to get the best deal. And, as always, Martin shares his latest Money Saving Tips.
31/01/2456m 57s

Don’t pay over £7/month for your mobile, and salespeople’s secret tips

This week on the podcast - Martin shares his tips on how to reduce your mobile and broadband bills. Listeners who have worked in sales ‘Tell Us’ what steps to take to get the best deal as a consumer. And Martin shares what he told the Chancellor, in their meeting at Number 11 a couple of weeks ago.01’50 Tax self-assessment deadline 06’46 Slash mobile and broadband bills 20’07 Your questions answered on mobile and broadband bills 29’43 Tell Us: Tips from salespeople 32’22 Mastermind 38’43 More Tell Us 39’30 Your texts on self-assessment tax deadline 42’43 Martin’s money-saving tips 47’23 More Tell Us 52’16 What Martin spoke to the Chancellor about when he went to Downing Street
24/01/241h 7m

Car finance reclaim £1,000s? Married MoneySaving & haggling stories

This week on the podcast, Martin breaks down the December inflation rise, and maps out how to potentially claim back motor finance. He also shares his advice on how to claim a bereavement payout if your partner died after 2001. Fans of the pod also ‘Tell Us’ their best UK haggling stories.01’44 Inflation 09’57 Motor finance 19’38 Bereavement payments 27’58 Tell Us: Haggling successes 38’39 Mastermind 47’40 More Tell Us 52’55 Martin’s podcast tips
17/01/2458m 19s

Chats with the Chancellor & how to cut credit card debt

This week on the podcast, Martin tells Nihal about his visit to No. 11 Downing Street and his conversation with the Chancellor. He has a masterclass in how to cut your credit card debt, and you ‘Tell Us’ some of your financial tips and tricks from 2023.
10/01/2456m 55s

Money Mastermind Special 2023

This is The Martin Lewis Podcast festive special, a compilation of some of the best Money Masterminds of the year. Regular listeners will know Martin quizzes 5 Live’s Nihal Arthanayake on his financial knowhow each week, so we’ve compiled some of the best for you lucky lucky podcast listeners to enjoy!
20/12/2356m 43s

The terrible human cost of scams, and finally, a cheap energy deal

On this week’s episode, Martin gives listeners his advice on how to spot a scam and hears the terrible experience of ‘Lisa’, who was scammed by criminals using Martin’s name. Martin also has some energy saving deals to share, and answers more of your questions on personal finance.
13/12/231h 4m

Call centre staff secret tips & unpleasant issues: wills, power of attorney & more

Martin hears about how to get the best service from call centres from those who’ve worked in them. He also talks about the importance of setting up a will and power of attorney, and finally finds out if Nihal has done his.
30/11/2359m 22s

Beat the 5% energy price hike? Autumn Statement practicals & Richard Osman!

On this weeks podcast, Martin discusses the 5% energy price hike and gives his reaction to the Autumn Statement. Plus a surprise Mastermind appearance from a special guest!
23/11/231h 2m

How to get a free flight upgrade and how to cut credit card costs even if rejected for 0%

Martin talks about how to get free flight upgrades and how to cut your credit card interest even if rejected for 0%. He also has tips on how you and a friend can ear £50 each for switching energy providers and the best way your kids can get an 'actual' letter from Santa this Christmas.02.36 Flight upgrades 05.10 Inflation rate 11.32 More flight upgrades 20.35 Credit card interest rates 36:00 Matin's tips on how you and a friend can make £50 by switching energy companies 37:28 Martin's tips on how your kids can get an 'actual' letter from Santa 39:54 More flight upgrades 44:12 Mastermind: how much interest can your children earn before it is taxable?
15/11/2353m 8s

How £1 could make 1st time buyers £1,000s…

Martin talks about Lifetime ISAs and how you can time your energy usage to make you money. He has tips on the most cost-effective bank cards to use abroad as well as some of the best deals on some Christmas drinks. And this week’s ‘Tell Us’ focusses on great customer service.
08/11/2346m 54s

Wallet workout, admin anxiety and acts of financial kindness

He also quizzes Nihal on where he is up to with making a will, and they discuss how to deal with financial anxiety. Plus, this week’s ‘Tell Us’ is all about acts of financial kindness.03:22 Nihal’s Will 13:30 Wallet Workout 27:10 Administration anxiety 43:50 Mastermind 50:30 Tips
01/11/2356m 28s

Can you reclaim PPI again & 1m+ owed money back on student loans

All former students with student loans should check if they can reclaim £100s or even £1,000s. Martin explains who is eligible and how to reclaim.Also PPI reclaiming is back. New legal action means you could you reclaim £1,000s (even if you were paid before) if you had a loan, credit card, car finance, catalogue debt etc. Listen to find out if you are eligible to reclaim and how to get the money if you are.
18/10/2350m 18s

Car insurance up 41% on average, home insurance too, how to beat the hikes

Martin talking about insurance and his advice on what to do about a cost we know is climbing at the moment. He has tips on how to get the best deals on your car and home insurance renewals. He also looks at financial education in schools.01:21 Nihal’s Will 03:04 Financial education in schools 09:05 Cost of Insurance 26:28 Life in you thirties 41:51 Mastermind 48:37 Podcast Tips
11/10/2354m 0s

Free Wills and a Brown Trouser phone in…

Martin explains how to get a free solicitor-drafted will and Nihal’s rap career showcases the importance of having a pension. He also looks at the importance of having a power of attorney, he answers your questions and has some tips on where to find cheap toys and cheap make up. 02:21 Tell Us 03:55 How to get a free solicitor drafted Will 14:51 Brown Trouser phone in 23:25 More Tell Us 29:18 Mastermind 38:08 Podcast-only tips
04/10/2342m 26s

Cut energy bills, fix savings and free Greggs

Martin is back with a bumper episode. Find out the savings account you need to know about, why even though energy prices are lower some people could be paying more this winter and also the action that you need to take this weekend to keep your bills as low as possible. Plus how you could be paid to insure your phone, free Greggs and Martin finds out the financial nuggets that older people would love to tell their younger, working selves. Don’t miss it!Jump to:07:51 Best savings rates 11:31 Martin’s energy advice 24:34 Problems with energy meters 30:50 What people who’ve retired wish they’d known… 1:00:10 Free Greggs!
27/09/231h 4m

Teen money special: Lessons for everyone

Martin joins the 5live Teen 23 Summit to give financial advice to teenagers and students, with a guide to savings, inflation, credit cards and money that apply to everyone.00:00 Introduction 05:58 Maintenance loans and top uni tips 22:34 Tell Us 27:05 Questions from teens 34:17 Podcast-only tips, National Trust and more 36:54 More teen questions 43:19 More Tell Us 45:23 Mastermind
20/09/2355m 5s

Make £100s in time for Christmas, and state pension boosting

With around 100 days until Christmas, Martin looks at the financial opportunities to make some more money to pay for it – and how to cut costs. And with the pensions 'triple lock' in the news again we look at how to boost your state pension – more than 800,000 people could be missing out on extra pension credits. Plus you ‘tell us’ the strangest things you found left behind, when you moved in to a new home.
13/09/2357m 25s

Huge best buy savings, and are you due flight compo?

Martin is back to talk about the best savings accounts out there at the moment. Advice on how to get your money back if your flight is delayed or cancelled. And you ‘tell us’ your childhood money memories.01:36 Intro 09:07 Saving Accounts 16:20 Flight Compensation 44:10 Mastermind 49:37 Podcast Tips
06/09/2355m 41s

Are cash ISA’s ni-sa? & will lower inflation mean cheaper mortgages?

Martin explains why Inflation is down and whether mortgage rates will follow, why you should open or reopen a cash ISA and Mortgage Charter help, should you access it and how do you do it?PLUS what is a day?... (When you’re holiday roaming on your phone)
19/07/2357m 54s

Top 10 holiday tips & energy switches are back

Martin Lewis gives you some top tips on how to save money when going on holiday. Energy switches are back - Martin talks you through all you need to know.Plus, you 'tell us' your experiences of living abroad and how it compares to life in the UK.
13/07/2336m 39s

Uni costs to increase 50% – Everything you need to know

Martin Lewis explains all you need to know about student finance including the changes coming THIS September with a new plan (Plan 5)Martin is joined by three prospective university students from Westminster Kingsway College and parents concerned about funding their children through university. AND a warning for anybody on a fixed rate energy tariff as well as good news for First Direct customers. PLUS Martin is featured in Succession… sort of.
05/07/231h 5m

Are you missing out on £100,000+? Meter reading week and Dead Ringers....

Martin Lewis live from LORDS! He responds to the Chancellor’s mortgage charter announcement and talks about what else the government could do to cut the cost of living. 4 ways you may be missing out on THOUSANDS of pounds!PLUS how to reduce your water bill and of course… many, many cricket puns.
28/06/231h 1m

My mortgage meet with the Chancellor, should you overpay? – and travel tips

Martin comes to the podcast straight from Number 11 after an emergency meeting with The Chancellor over mortgages. So Martin talks mortgages rates and whether you should overpay your mortgage with savings or extra cash AND some very important bonus travel tips if you’re planning a holiday abroad. PLUS Nihal throws a twist in the show with some Mastermind antics and you ‘tell us’ your favourite free activities to do with your kids over the summer.
21/06/2359m 4s

Pay up to £800 get £6,000 – HUGE boost to your state pension.

The deadline for buying back National Insurance contributions to boost your state pension has been extended to 2025. Martin explains why the deadline has been extended, how to check if you should be doing it and shares the success stories of those who have already done it, got £1,000s and transformed their finances. And in Mastermind the stakes are higher than ever as Martin DOUBLES the points… will Nihal be able continue his winning streak under the pressure?
14/06/231h

Mortgage mayhem, energy fixes, car insurance & Tesco tips

Martin talks your through how to beat the current mortgage mayhem, with help from Andrew Montlake, Managing Director of the mortgage brokerage Coreco. Can you get a fix on your energy bills and should you? How to triple your Tesco Clubcard credit AND podcast exclusive tips to help drive down car insurance costs. PLUS You ‘tell us’ your tales of the financial kindness of strangers…
07/06/231h 11m

The Energy Price Cap Decoded (& new 4.25% savings)

This week Martin talks you through everything you need to know about the latest energy price cap. What will you pay? How does it work? Are fixes coming back? Plus standing charges, switching and pre pay help!You ‘tell us’ how your energy usage has changed over the last two years.AND will Nihal finally get a Mastermind right, or will he go off the rails?
25/05/2359m 28s

Are you due new energy compensation? Plus renters rights (& wrongs)…

If you’re struggling to pay your rent, Martin shares his top tips. Plus how to check if you are due compensation from your energy firm and - is the energy price cap coming down in July? It’s National Numeracy Day too, so Martin explains why you should shy away from numbers. And you ‘tell us’ the WORST gifts you’ve been given…
17/05/2352m 37s

How to check if you’re owed £100s of energy credit and are 100% mortgages good?

Is your electricity and gas provider sitting on £100’s of YOUR money? Martin explains why May is the PERFECT TIME to get that money back! Have you been considering a 100% mortgage? Martin explores whether it could help you get on the property ladder. You ‘tell us’ your best birthday presents and Martin reveals Nihal’s ‘secret commercial venture’ in this weeks’ Mastermind. Plus FINALLY podcast producer Lillie-Mae gets an official nickname!
10/05/2353m 57s

Scam-busters, the best debit card and is cash king?

The Martin Lewis podcast is here and it’s an emotional one. As it is announced that the UK is to ban all cold calls selling financial products as part of a national crackdown on scams, Martin reveals that a relative of his was the victim of a scam call earlier this week – while he was in discussions with the government about the policy. Did you know 41% of crime in the UK is now fraud? Martin talks about how to keep yourself, and those you care about, safe.Plus how you can get cashback on purchases, as well as paying no fees abroad… and why you REALLY need to figure out if you, or someone you know might be eligible for pension credits. It’s a complex system but there’s an eligibility checker to see if you’re entitled to more – but you’ve only got till May 19th – so get your skates on.And this week’s Tell Us is all about the last time you used cash, and Nihal takes on Martin’s Money Mastermind one more time.PRODUCER: Susanne Courtney
03/05/2357m 21s

Are your savings safe in the bank? (and paying to squeeze blackheads)

With some uncertainty in the banking world, Martin talks you through how safe your savings are and how to make the most of the savings you have.Martin also answers your questions including ‘What is better: a Help to buy ISA or a Lifetime ISA?’ and ‘What should I do with my inheritance?’ and you ‘tell us’ about the strangest thing you’ve ever paid for… Plus some podcast exclusive tips on how to get a discounted family pass for National Trust sites and how you can get your hands on a free baked potato and beans!
26/04/2353m 19s

10 ways to pimp your pension (& warranty schmarranty)

The Martin Lewis Podcast is here - he tells you the ten things you MUST know about your pension, from how to find lost money in old pensions, to when you can opt in for extra pension contributions from your employer. PLUS when to ignore your warranty and still get what you want… Elsewhere in the podcast, Martin reacts to the latest inflation figures, you ‘tell us’ your summer holiday bargains and Martin is challenging YOU to come up with a nickname for new podcast producer Lillie-Mae…
19/04/2353m 25s

Finally you can fix your energy bill - but should you? And more…

The Martin Lewis Podcast is here and energy bills are once again top of the agenda. For the first time in a long time you can fix your energy bills – but the question is should you? At the moment there’s only one company offering a fixed rate but there could be more to come. Martin and Nihal discuss the pros and cons of fixing and whether we really will see our energy bills drop considerably by the end of the summer. You need to get a move on to claim hundreds of pounds back before the end of the tax year.. There are around 2.1 million couples eligible for the marriage tax allowance who don't get it. It can be worth up to £238 a year – but you can only claim back 4 years so you need to get your claim in before the end of this financial year. Did you have a PPI payout? You're likely due tax back, but go quick. Again you need to get your application in by the 5th April. Plus more tips that you wouldn’t have heard on the radio…Elsewhere in the podcast, you ‘tell us’ whether you’ve already started your Christmas shopping, and Nihal’s Mastermind question is all about his knowledge of pharmaceuticals…
29/03/2345m 56s

Budget special: energy, tax, childcare, pension and Help to Save

The Martin Lewis Podcast is here – and it’s a Budget 2023 special. Founder of Money Saving Expert, Martin Lewis reacts to Chancellor Jeremy Hunt’s Spring Budget. Free childcare of 30 hours a week for working parents in England is being expanded to cover one and two-year-olds, but will only be fully implemented by September 2025. Currently, working parents with three and four-year-olds are eligible for 30 hours of free childcare per week. The plans are part of a government drive to encourage more people back to work to boost economic growth. The Chancellor is also scrapping the lifetime allowance on tax-free pension contributions, which is currently £1.07m, to stop people like doctors from retiring early.Plus the government will extend support for energy bills at current levels for a further three months. Typical household energy bills in Britain had been due to rise to £3,000 a year from April, but instead will be kept at £2,500 until the end of June. But a £400 winter fuel payment will not be renewed, meaning households' costs will still rise in the short term. The government also promised to bring prepayment energy charges in line with those for direct debit customers. This should save households about £45 a year on their energy bills from July.Elsewhere in the podcast, you Tell Us your top budgeting tips, how do you stick to a budget? Is it 'credit card in freezer' or spreadsheets? What's worked surprisingly well for you? Plus Nihal takes on Martin’s Money Mastermind, and this week is quizzed on Section 75 of the Consumer Credit Act. Producer: Isabelle Tudor
15/03/2341m 49s

ISAs, ISAs, baby... cheap flights and pensions boost

The Martin Lewis Podcast is here. Founder of Money Saving Expert, Martin Lewis answers your ISA questions. Interest rates are up, so ISAs are back for many, although you need to sort them by 5 April or sooner. Martin shares his key ISA need-to-knows.Elsewhere in the podcast, you Tell Us what’s the oldest, working object you have in your home that you never use. Plus, when did you last use it? And how much are a home's unused items worth, in total? Nihal takes on Martin’s Money Mastermind, and this week is quizzed on how much of your private or company pension you are allowed to leave to your spouse in your will. Plus Martin’s podcast-exclusive tips – including how to get cheap EasyJet flights and an update on ‘How to Turn £800 into £5,500’. The government has now extended the deadline to buy back old National Insurance years until 31 July. If you're age 45 – 70, you may be able to boost your state pension by £1,000s. Producer: Isabelle Tudor
08/03/231h 3m

Energy bill help, free wills and super service

The Martin Lewis Podcast is here – founder of Money Saving Expert, Martin Lewis joins BBC Radio 5live’s Nihal Arthanayake to answer your energy questions. The Energy Price Cap will fall by 23% in April 2023, to £3,280/year for a typical household, but energy bills are currently controlled by the Energy Price Guarantee (EPG) – and this is set to rise by 20% from 1 April. This is why Martin has been urging Chancellor Jeremy Hunt to postpone the rise – a plea now backed by more than 85 other organisations. The energy secretary Grant Shapps said he is "very sympathetic" to the suggestions and he was working "hard" with Chancellor on the issue.Elsewhere in the podcast, ‘Tell Us’ what is your best ever experience of customer service? When did a firm go above and beyond and who was it with? Did it make you more loyal in future? And Nihal takes on Martin’s Money Mastermind – this week he’s quizzed on pensions.Plus Martin’s podcast exclusive money-saving tips, including changes to Chase, the app-based bank, which is a best or near best-buy in a good few categories. Also it’s Free Wills Month – it’s a charity event that lets you get solicitor-drafted wills for free. In return, they hope you'll make a donation or leave a 'bequest' in your will, leaving them something when you die.
01/03/2359m 7s

Council tax, £1000s back? Money-piphany, energy bills

The Martin Lewis Podcast is here. Founder of Money Saving Expert, Martin Lewis answers your financial questions. In this episode we look at how to check if you could save on your council tax, ahead of the 5% rise due for many of us in April. Plus, the council tax discount many people can apply for - that they may know nothing about. Elsewhere in the podcast you Tell Us your best ‘Money-piphany’ - that moment when your eyes were opened to how something in debt or budgeting worked, which changed your approach to finances forever. Plus Nihal takes on Martin’s Money Mastermind and is quizzed about who currently sets the overall maximum amount that most consumers in England, Scotland and Wales pay for their energy bills.
22/02/231h 3m

How to turn £800 into £5,500 - Part Two

Long: The Martin Lewis Podcast is here. Founder of Money Saving Expert, Martin Lewis answers your questions on buying national insurance contribution years to top up your state pension. As the buy-back deadline is fast approaching, Martin has an urgent plea for those aged between 45 and 70. They could be missing years off their state pension worth £1,000s, so check yours and your family and friends now. Elsewhere in the show, why Martin has written to the chancellor to call for April's planned rise in the energy price guarantee to be scrapped. The average bill is expected to rise from £2,500 to £3,000 if the cap is amended.He called on Chancellor Jeremy Hunt to halt the cap increase, saying it is no longer necessary because wholesale energy prices have "come down very substantially".Producer: Isabelle Tudor
15/02/2327m 4s

Beat water bill increases, student finance & biggest ever savings

The Martin Lewis Podcast is here. Founder of Money Saving Expert, Martin Lewis answers your financial questions, including several queries on upcoming changes to student finance. Water bills could rise by 7.5% from April for households in England and Wales - the largest increase for nearly 20 years. The industry body Water UK says the rise due in April could take average water bills to nearly £450 a year because of rising energy costs. Martin shares all the hidden savings you could make, potentially saving thousands. Elsewhere in the podcast, you Tell Us what single action you have taken to save, not earn, the biggest amount of money in one go. Nihal takes on Martin’s Money Mastermind and is quizzed about whether non-taxpayers get tax relief if they save into a pension. Plus Martin has updates on cost-of-living payments for those in park homes or using heating oil or LPG. Producer: Isabelle Tudor
08/02/2344m 22s

Uni costs doubling, holiday must-dos and money fails

The Martin Lewis Podcast is here. Founder of Money Saving Expert, Martin Lewis answers your financial questions. You Tell Us your most embarrassing money fail, Nihal takes on Martin’s Money Mastermind and is quizzed on Section 75.
01/02/2354m 40s

Haggling help, LISAs, free cash for teens? And more…

The Martin Lewis Podcast is here. Founder of Money Saving Expert, Martin Lewis answers your financial questions. Elsewhere in the podcast, you Tell Us your best haggle. How much did you save, and what are your top haggling tips? Nihal takes on Martin’s Money Mastermind and is quizzed on Child Trust Funds. Martin confirms 14% broadband and mobile price hikes due April. He warns that for those in contract there's little you can do, except take note when that contract ends, and act then. But adds million of people are out of contract and urges them to ditch and switch or haggle. This week’s episode has all the information below will help you do that. Plus, Martin demands reforms to rules and thresholds linked to Lifetime ISAs (LISAs) as he warns they could be costing first-time buyers.
25/01/2352m 15s

Underpaid cash ISAs, broadband hike, WHAT-ER saving

Marin Lewis and Nihal Arthanayake's regular weekly dive into the world of money saving tips. This week Martin explains why you could be missing out if you have a cash ISA, how to beat inflation when it comes to your mobile phone and broadband and why a water meter could save you money.Plus bonus money saving tips that you can only hear on the podcast, Nihal tries his luck at Mastermind and you tell us about your positive money surprises.
19/01/2351m 36s

24,630 steps to sorting your debts, kid finance gurus and more

Martin Lewis joins Nihal Arthanayake to answer your debt-related questions. In this week’s “tell us” Martin asks how your kids have helped you with your finances. Plus Martin’s podcast-only money saving tips, including how to save on cinema tickets.
11/01/2353m 58s

Will energy prices rise or fall? 1p challenge and cash ISAs

Martin Lewis answers your financial questions including what are my rights if my parcel isn’t delivered? Why are wholesale gas prices falling but bills aren’t? Elsewhere in the podcast, ‘Tell Us’ what were your new year’s financial resolutions last year. Did you keep to them? How long did they last? Did it work? BBC Radio 5live’s Nihal Arthanayake takes on Martin’s Money Mastermind – he’s quizzed on savings and cash ISAs. Listen to find out how he gained 10% of a point. This week, Martin’s podcast exclusive money-saving tips include an urgent warning to high earners and the self-employed. Don't miss the 31 January 2023 self-assessment tax return deadline or risk a £100 fine. As well as a plea to anyone who pays for a NHS prescription. He estimates more than one million people in England missed out on savings of around £40 in the 12 months leading up to this April because they didn't buy a prescriptions 'season ticket'. Producer: Isabelle Tudor
04/01/2359m 17s

Money Mastermind Special

The Martin Lewis Podcast is here and this week is a festive special. In a compilation of the year’s best Money Mastermind questions, Martin tests BBC Radio 5live’s Nihal Arthanayake’s financial knowledge.
21/12/2254m 36s

Consumer right & wrongs, dictionary corner, advice to 18yr old self…

The Martin Lewis Podcast is here. Founder of Money Saving Expert, Martin Lewis answers your financial questions including when is the £200 payment for homes that use heating oil, have an LPG boiler or biomass boiler due?In the 12 months to November 2022 the inflation figure was 10.7% but what does inflation mean? Why is inflation so high? When will inflation go down?This week, Martin has an urgent reminder for people to check if they are eligible for pension credit as the deadline for the Cost of Living payment of £324 is this week. Elsewhere in the show, Countdown's Susie Dent gets in touch about Martin’s dictionary corner. ‘Tell Us’ what’s the one piece of money wisdom you wish you could tell your 18-year-old self? Plus Martin’s podcast exclusive money-saving tips – such as the cheapest places to get your Christmas vegetables. Producer: Isabelle Tudor
14/12/2254m 16s

Energy cost cutters, Mortgages, 7% and Will he or won’t he?

On this week’s podcast Martin and Nihal Arthanayake share their energy saving tips, Martin’s got an update on a mortgage summit he’s involved in with the Chancellor, and there’s a bonus podcast-only tip for savers too!
07/12/2255m 32s

How to turn £800 into £5,500

The Martin Lewis Podcast is here. Founder of Money Saving Expert, Martin Lewis answers your financial questions including is a dehumidifier a cost effective way to dry clothes? Is it cheaper to use an oven, air-fryer or microwave? This week, Martin has an urgent plea for those aged between 45 and 70. As you could be missing years off your state pension worth £1,000s, so check now. Elsewhere in the show, ‘Tell Us’ have you re-gifted gifts. What was it? Did it backfire? Plus Martin’s podcast exclusive money-saving tips and the cheapest shop to buy Baileys this week.Producer: Isabelle Tudor, Laura Harmes Editors: Will Cooper, Tom Green, and Ben Sears
30/11/2243m 47s

Black Friday ‘best’ deals – are they worth it?

The Martin Lewis Podcast is here – founder of Money Saving Expert, Martin Lewis answers your financial questions. What is Grey Friday? When is Cyber Monday? Martin reveals whether Black Friday is any good. He shares the best and the worst type of deals – plus his take on pre-Xmas, Boxing Day and January sales. But before you get pulled into an impulse buy, Martin coaches us in his ‘Money Mantras’ and ‘Black Friday shopping memo’. This week, listeners Sheena and Aimee got in touch to ask about interest on Help-to-Save and energy bills. Elsewhere in the podcast, ‘Tell Us’ the most expensive thing you’ve bought but never used.
24/11/2231m 10s

Budget Analysis, Credit, Christmas and Jeremy Hunt’s Fiscal Drag Show

The Martin Lewis Podcast is here – founder of Money Saving Expert, Martin Lewis joins BBC Radio 5 live’s Nihal Arthanayake to answer your questions – such as is Black Friday a good deal? Also this week, Martin has an urgent plea for anyone who can’t afford to clear their credit card debit: get a 0% balance transfer. And there’s Martin’s analysis of the key announcements in Chancellor Jeremy Hunt’s autumn statement.Elsewhere in the podcast, ‘Tell Us’ how much of your Christmas shopping have you done? What did you buy and when did you start? Nihal takes on Martin’s Money Mastermind – he’s quizzed on the Financial Services Compensation Scheme (FSCS) and FCA regulations.Plus podcast exclusive money-saving tips, including where to get a free letter from Santa and how to extend expiring Tesco Clubcard vouchers.Producer: Isabelle Tudor Editors: Will Cooper, Tom Green and Ben Sears
16/11/2257m 15s

Savings boost, Christmas pre-NUPPs & baboon bums

Who gets the cost of living payment? When is the second cost of living payment? The Martin Lewis Podcast is here – and Martin has an urgent plea for anyone who hasn’t receive their £150 council tax rebate.Martin and BBC Radio 5live’s Nihal Arthanayake talk returns, ‘pre-NUPPs’ and baboon bums.They ask whether it is possible to cut back at Christmas?Plus Martin’s advice on how to best protect your savings from inflation and what to do if you have an order with furniture site Made.com after it entered administration
09/11/221h 1m

Preparing for death, divorce & dementia

Martin Lewis on why it’s financially crucial to prepare death, divorce and dementia. But don’t be down, there’s also advice on energy, cheap train travel and free beer.
02/11/2245m 55s

Mortgages: Stick or Twist?

The Martin Lewis Podcast is here, with a brand new sound. Martin and Nihal Arthanayake talk mortgages as listeners ask if they should stick with a longer fix or take a chance on variable rates. Martin’s got some special tips on how you might be able to top up your state pension and how to get some extra cash in time for Christmas. Plus, have you ever found a bone fide second-hand bargain?
12/10/2244m 21s
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