How to Lend Money to Strangers

Leveraging BNPL to expand access to credit, with Georg Steiger (BillEase)

The Philippines is home to one of Asia’s best-performing economies, but many of its 60 million adults may be missing out on the party thanks to their limited access to credit. In traditional lending models with manual processes, smaller loans were often simply too expensive to issue, but a new wave of entrepreneurs is looking to set that right.Georg Steiger is one such entrepreneur. With BillEase, Georg and his team are leveraging cutting-edge data tools and a buy-now-pay-later business model to issue small value loans automatically and safely.I speak to him about what first drew him to the Philippine market, and how they’re re-thinking data and data modelling.You can learn more about BillEase here <a href="https://billease.ph/">https://billease.ph/</a>You can find a full written transcript of the show at <a href="https://www.howtolendmoneytostrangers.show/episodes/episode-02">https://www.howtolendmoneytostrangers.show/episodes/episode-03</a>And you can read more about profit models for champion/ challenger here <a href="https://www.howtolendmoneytostrangers.show/articles/what-does-a-lender-look-like-on-the-inside">https://w.howtolendmoneytostrangers.show/articles/an-introduction-to-champion-challenger</a> Hosted on Acast. See <a href="https://acast.com/privacy" rel="noopener noreferrer" style="color:grey;" target="_blank">acast.com/privacy</a> for more information.

A podcast about lending in all its forms and in all the markets in which it takes place, however diverse those markets may be. In fact, it’s a case of ‘the more diverse the better’ with guests from New York to New Zealand, talking about everything from crypto-backed mortgages to crowd-funded loans for refugees. I am the host, Brendan le Grange, and I have spent the last twenty years working in - or alongside - lenders across Africa, Asia, and Europe and I’ll be using that experience to find and learn from industry insiders in a series of weekly interviews. Sometimes, those interviews discuss the inspiration behind a new start-up, sometimes they look back at a career spent at the lending coal face, and sometimes they explore where the latest technologies might take us. In the end, if it shapes a lending decision, we’ll talk about how. You can join us every Thursday here, or wherever you prefer to find your podcasts. And you can find written transcripts and more content can be found at www.HowToLendMoneytoStrangers.show Hosted on Acast. See <a href="https://acast.com/privacy" rel="noopener noreferrer" style="color:grey;" target="_blank">acast.com/privacy</a> for more information.