Throughline

What's Your Worth?

The credit score: even if you don't think much about it, that three-digit number can change your life. A high score can mean the keys to a new apartment or a new car, while a low score can keep you locked out of the American Dream. Around 40% of people in the U.S. have a low credit score or no credit score at all. So what happened? Today on the show, we talk with media historian Josh Lauer about credit's origins as a moral judgment, and how a tool intended to level the playing field has instead created haves and have-nots. Learn more about sponsor message choices: <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a> <a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Throughline is a time machine. Each episode, we travel beyond the headlines to answer the question, "How did we get here?" We use sound and stories to bring history to life and put you into the middle of it. From ancient civilizations to forgotten figures, we take you directly to the moments that shaped our world. Throughline is hosted by Peabody Award-winning journalists Rund Abdelfatah and Ramtin Arablouei. Subscribe to Throughline+. You'll be supporting the history-reframing, perspective-shifting, time-warping stories you can't get enough of - and you'll unlock access bonus episodes and sponsor-free listening. Learn more at plus.npr.org/throughline